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I meet thousands of IFAs across the country. Some of them are highly successful while others are struggling. If I were to identify one key element in successful IFAs, it would be "Confidence in the industry". Top IFAs are positive that the mutual fund industry will grow and it is the best product for the clients. They believe that if their clients will make money in mutual funds, they will get a share of that through commissions or fees. They don't look for guarantees. They have faith.